Rates as of May 17, 2023 |
|
|
|
Auto Motorcycle |
|
|
|
2023 - 2022** APR* as low as APR* as low as |
|
|
|
Up to 36 Months 5.24% 5.74% |
|
|
|
Up to 48 Months 5.49% 5.99% |
|
|
|
Up to 60 Months 5.99% 6.24% |
|
|
|
Up to 72 Months 6.24% 6.49% |
|
|
|
Up to 84 Months*** 6.74% 6.74% |
|
|
|
|
|
|
|
2021 - 2020** APR* as low as APR* as low as |
|
|
|
Up to 36 Months 5.49% 5.99% |
|
|
|
Up to 48 Months 5.74% 6.24% |
|
|
|
Up to 60 Months 6.24% 6.49% |
|
|
|
Up to 72 Months 6.49% 6.74% |
|
|
|
Up to 84 Months 6.99% 6.99% |
|
|
|
|
|
|
|
2019 - 2018** APR* as low as APR* as low as |
|
|
|
Up to 36 Months 5.74% 6.24% |
|
|
|
Up to 48 Months 5.99% 6.49% |
|
|
|
Up to 60 Months 6.49% 6.74% |
|
|
|
|
|
|
|
2017 - 2016** APR* as low as APR* as low as |
|
|
|
Up to 36 Months 5.99% 6.49% |
|
|
|
Up to 48 Months 6.24% 6.74% |
|
|
|
Up to 60 Months 6.74% 6.99% |
|
|
|
|
|
|
|
2015 & Older** APR* as low as APR* as low as |
|
|
|
Up to 36 Months 6.24% 6.74% |
|
|
|
Up to 48 Months 6.49% 6.99% |
|
|
|
*APR is the Annual Percentage Rate
**APR as low as - Actual rate may be higher depending on credit history, repayment term, age, and vehicle mileage. Example of payment - pay $19.11 per month per $1,000 borrowed for 60 months at 5.49% APR based on a 2022 or newer vehicle.
Rates are subject to change at any time.
***To finance for 84 months, the vehicle must be within three years new with a minimum value and loan amount of $35,000. Maximum LTV is 100% of NADA Retail Value.
|
|
|
|
Recreational** |
|
|
|
Boats, RV's & Travel Trailers Waverunners, ATV, UTV, Snowmobile |
|
|
|
APR* as low as APR* as low as |
|
|
|
Up to 48 Months 5.99% 6.74% |
|
|
|
Up to 60 Months 6.24% 7.24% |
|
|
|
Up to 72 Months 6.49% 7.49% |
|
|
|
Up to 84 Months^ 6.74% 7.74% |
|
|
|
Up to 120 Months^^ 6.99% N/A |
|
|
|
Up to 144 Months^^ 7.24% N/A |
|
|
|
Up to 180 Months^^^ 7.49% N/A |
|
|
|
*APR is the Annual Percentage Rate
**APR as low as - Actual rate may be higher depending on factors such as credit history, repayment term, and age of collateral. Example of payment - pay $16.81 per month per $1,000 borrowed for 72 months at 6.49% APR based on a 2023 or newer Boat.
Rates are subject to change at any time.
^Minimum loan amount of $20,000 ^^Minimum loan amount of $30,000 ^^^Minimum loan amount of $40,000
|
|
|
|
Unsecured Loans |
|
|
|
Signature Loans & Signature Line of Credit (LOC)** APR* as low as |
|
|
|
Up to 36 Months 11.00% |
|
|
|
**APR as low as - Actual rate may be higher. Rate based on credit history. |
|
|
|
|
|
|
|
Home Equity Loans / 2nd Mortgages^ NMLS# 1653541 |
|
|
|
|
|
|
|
Home Equity Loan**= HELOC (Home Equity Line of Credit) |
|
|
|
Fixed-Rate* (LOC - 2-year draw period) 80% LTV 90% LTV APR* as low as |
|
|
|
Up to 5 Years 6.24%* 6.74%* |
|
* |
|
Up to 10 Years 6.49%* 6.99%* |
|
|
|
Up to 15 Years 6.74%* 7.24%* |
|
|
|
Up to 20 Years 6.99%* 7.49%* |
|
|
|
Up to 30 Years 6.99%* 7.74%* |
|
|
|
|
|
|
|
Home Equity LOC**= HELOC (Home Equity Line of Credit) |
|
|
|
Variable Rate*+ (LOC - 5-year draw period) APR* as low as |
|
|
|
Up to 20 Years 6.24%* |
|
|
|
^Home equity loans are available only on primary residences and second homes in MN & WI. The rates listed above are based on the county tax-assessed value of the home.
**Payment example: $35,000.00 loan with a 5-year term up to 90% of County tax assessed property value at 6.49% APR, monthly payments would be $684.81. Closing costs range from $0.00 to $2,000.00; closing costs vary by loan amount and current promotions.
*APR - Annual Percentage Rate - Rate as low as. The actual rate is based on the applicant's credit history, property valuation used, and repayment term selected.
=Appraisal fee may apply if needed to accommodate valuation and loan amount.
+Minimum Annual Percentage Rate (APR) Floor of 3.49%. The maximum APR is 18.00%. APR calculation is subject to change semi-annually, January 1 and July 1, based on the Prime Rate published in the Wall Street Journal. The current rate offered on the variable-rate HELOC is below the Floor rate.
Rates are subject to change at any time.
|
|
|
|
Certificate of Deposit Secured +2.50% Minimum Rate 3.00% |
|
|
|