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Wednesday, June 19th, in observance of Juneteenth 

 

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Certificate of Deposit / Certificate Specials 

Rates as of March 20, 2024

Interest is compounded and paid quarterly. Rates are subject to change at any time. 

Certificates over $25,000 add .05% to the rate. 

Early withdrawal penalty: Certificates of Deposit with an original maturity of 12 months or less; the early withdrawal penalty is the lesser of 90 days of interest or interest earned. For Certificates of Deposit with an original maturity greater than 12 months, the early withdrawal penalty is the lesser of 180 days of interest or interest earned. 

*APY—Annual Percentage Yield. This assumes the dividends will remain in the account. If a dividend-earning account is closed before the end of the quarter, all accrued earnings are forfeited.         

Regular Certificates  Term Dividend Rate APY*
  12 Month 2.48% 2.50%
  24 Month 2.72% 2.75%
  36 Month 2.72% 2.75%
  48 Month 2.97% 3.00%
  60 Month 2.97% 3.00%
       
CD Specials  Term Dividend Rate APY*
CD Specials are subject to change at any time. 11 Month 3.94% 4.00%
  13 Month 3.45% 3.50%
  18 Month 3.70% 3.75%

 

 

 

Savings  

Rates are subject to change. Rates are prospective dividend rates for the current dividend period. Dividends are paid quarterly.  

To earn a dividend on any account, except Kids Club accounts, you must maintain a minimum daily balance of $100 or more for the dividend period. 

All accrued earnings are forfeited if a dividend-earning account is closed before the end of the quarter. 

*APY - Annual Percentage Yield. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. 

Account    Dividend Rate APY*
Savings       Balance $100.00 - 9,999.99   .10% .10%
Savings       Balance over $10,000.00   .20% .20%
Sub Savings | Christmas Savings     .10% .10%
Kids Club   .40% .40%
Checking   .00% .00%