Rates as of August 16, 2023 |
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Auto Motorcycle |
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2023 - 2022** APR* as low as APR* as low as |
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Up to 36 Months 5.74% 5.99% |
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Up to 48 Months 6.24% 6.49% |
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Up to 60 Months 6.49% 6.74% |
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Up to 72 Months 6.74% 6.99% |
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Up to 84 Months*** 6.99% 7.49% |
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2021 - 2020** APR* as low as APR* as low as |
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Up to 36 Months 5.99% 6.24% |
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Up to 48 Months 6.49% 6.74% |
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Up to 60 Months 6.74% 6.99% |
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Up to 72 Months 6.99% 7.24% |
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Up to 84 Months 7.24% 7.99% |
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2019 - 2018** APR* as low as APR* as low as |
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Up to 36 Months 6.24% 6.49% |
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Up to 48 Months 6.74% 6.99% |
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Up to 60 Months 6.99% 7.24% |
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2017 & Older** APR* as low as APR* as low as |
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Up to 36 Months 6.49% 6.74% |
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Up to 48 Months 6.99% 7.24% |
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Up to 60 Months 7.24% 7.49% |
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*APR -Annual Percentage Rate. Quoted APR is the best Rate offered; Rate may be higher depending on factors such as credit history, repayment term selected, amount financed, the year, and vehicle mileage. Example of payment - pay $19.57 per month per $1,000 borrowed for 60 months at 6.49% APR based on a 2022 or newer vehicle.
Rates are subject to change at any time.
***To finance for 84 months, the vehicle must be within three years new with a minimum value and loan amount of $35,000. Maximum LTV is 100% of NADA Retail Value.
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Recreational** |
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Boats, RV's & Travel Trailers Waverunners, ATV, UTV, Snowmobile |
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APR as low as* APR as low as* |
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Up to 48 Months 6.49% 7.74% |
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Up to 60 Months 6.49% 7.99% |
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Up to 72 Months 6.74% 8.49% |
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Up to 84 Months^ 7.24% 8.99% |
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Up to 120 Months^^ 7.99% N/A |
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Up to 144 Months^^ 8.24% N/A |
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Up to 180 Months^^^ 8.49% N/A |
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*APR - Annual Percentage Rate. Actual Rate may be higher depending on factors such as credit history, repayment term, and age of collateral. Example of payment - pay $16.93 per month per $1,000 borrowed for 72 months at 6.74% APR based on a 2022 or newer Boat.
Rates are subject to change at any time.
^Minimum loan amount of $20,000 ^^Minimum loan amount of $30,000 ^^^Minimum loan amount of $40,000
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Unsecured Loans |
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Signature Loans & Signature Line of Credit (LOC)** APR as low as* |
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Up to 36 Months 11.00% |
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*APR - Annual Percentage Rate. Quoted Rate is the best Rate offered. Actual Rate may be higher—rate based on credit history. |
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Home Equity Loans / 2nd Mortgages^ NMLS# 1653541 |
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Home Equity Loan**= HELOC (Home Equity Line of Credit) |
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Fixed Rate* (LOC - 2-Year draw period) 80% LTV 90% LTV |
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APR as low as* |
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Up to 5 Years 6.49% 6.99% |
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Up to 10 Years 6.74% 7.24% |
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Up to 15 Years 7.24% 7.74% |
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Up to 20 Years 7.49% 7.99% |
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Up to 30 Years 7.74% 8.24% |
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Home Equity LOC**= HELOC (Home Equity Line of Credit) |
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Variable Rate*+ (LOC - 5-year draw period) APR* as low as |
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Up to 20 Years 6.24%* |
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^Home equity loans are available only on primary residences and second homes in MN & WI. The rates listed above are based on the county tax-assessed value of the property.
**Payment example: $35,000.00 loan with a 5-year term up to 80% of County tax assessed property value at 6.49% APR, monthly payments would be $684.67. Closing costs range from $0.00 to $2,000.00; closing costs vary by loan amount and current promotions.
*APR - Annual Percentage Rate - Rate as low as. The actual Rate is based on the applicant's credit history, property valuation used, and repayment term selected.
=Appraisal fee may apply if needed to accommodate valuation and loan amount.
+Minimum Annual Percentage Rate (APR) Floor of 3.49%. The maximum APR is 18.00%. APR calculation is subject to change semi-annually, January 1 and July 1, based on the Prime Rate published in the Wall Street Journal.
Rates are subject to change at any time.
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Certificate of Deposit Secured +3.00% Minimum Rate 3.00% |
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