| Rates as of March 16, 2025 |
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| Auto Motorcycle |
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| 2025 - 2024** NEW APR* as low as APR* as low as |
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| Up to 36 Months 4.99% 5.74% |
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| Up to 48 Months 5.24% 6.24% |
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| Up to 60 Months 5.74% 6.49% |
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| Up to 72 Months 5.99% 6.74% |
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| Up to 84 Months*** 6.24% 7.24% |
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| 2024 - 2023** APR* as low as APR* as low as |
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| Up to 36 Months 5.24% 5.99% |
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| Up to 48 Months 5.49% 6.49% |
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| Up to 60 Months 5.99% 6.74% |
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| Up to 72 Months 6.24% 6.99% |
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| 2022 - 2021** APR* as low as APR* as low as |
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| Up to 36 Months 5.49% 6.24% |
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| Up to 48 Months 5.74% 6.74% |
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| Up to 60 Months 6.24% 6.99% |
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| 2020 & Older** APR* as low as APR* as low as |
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| Up to 36 Months 5.74% 6.49% |
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| Up to 48 Months 5.99% 6.99% |
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| Up to 60 Months 6.49% 7.24% |
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*APR -Annual Percentage Rate. Quoted APR is the best Rate offered; the Rate may be higher depending on credit history, repayment term selected, amount financed, year, and vehicle mileage. Example of payment - pay $19.22 per month per $1,000 borrowed for 60 months at 5.74% APR based on a 2024 or newer vehicle.
Rates are subject to change at any time.
***To finance for 84 months, the vehicle must be a 2023 or newer with a minimum value and loan amount of $35,000. Mileage limitations apply.
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| Recreational** |
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| Boats, RV's & Travel Trailers Waverunners, ATV, UTV, Snowmobile |
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| APR as low as* APR as low as* |
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| Up to 48 Months 5.99% 5.99% |
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| Up to 60 Months 6.24% 6.49% |
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| Up to 72 Months 6.49% 6.74% |
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| Up to 84 Months^ 6.74% 7.24% |
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| Up to 120 Months^^ 7.24% N/A |
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| Up to 144 Months^^ 7.74% N/A |
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| Up to 180 Months^^^ 8.24% N/A |
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*APR - Annual Percentage Rate. The actual Rate may be higher depending on credit history, repayment term, and collateral age. Example of payment - pay $16.81 per month per $1,000 borrowed for 72 months at 6.49% APR based on a 2024 or newer Boat.
Rates are subject to change at any time.
^Minimum loan amount of $20,000 ^^Minimum loan amount of $30,000 ^^^Minimum loan amount of $40,000
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| Unsecured Loans |
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| Signature Loans & Signature Line of Credit (LOC)** APR as low as* |
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| Up to 60 Months 10.99% |
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| *APR - Annual Percentage Rate. The quoted Rate is the best Rate offered. The actual Rate may be higher based on credit history. |
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| Certificate of Deposit Secured Current CD Rate + 3.00% |
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| Home Equity Loans^ NMLS# 1653541 |
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| Home Equity Loan**= Fixed Rate* (LOC 2-year draw period) |
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| 80% LTV 90% LTV |
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| APR as low as* |
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| Up to 5 Years 5.74% 6.24% |
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| Up to 10 Years 5.99% 6.49% |
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| Up to 15 Years 6.24% 6.74% |
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| Up to 20 Years 6.74% 7.24% |
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| Up to 30 Years 6.99% 7.49% |
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| Home Equity LOC**= HELOC (Home Equity Line of Credit) |
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| Variable Rate*+ (LOC - 5-year draw period) APR* as low as |
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| 5 Years - 30 Years up to 80% Tax Assessed Value 5.74%* - 6.99%* |
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| 5 Years - 30 Years up to 90% Tax Assessed Value 5.99%* - 7.49%* |
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Home equity loans are available on primary residences and second homes in MN & WI. The above rates are based on 80% & 90% of the county tax-assessed property value.
**Payment example: Fiancing $35,000.00 for a 5-year term based on up to 80% of the county tax-assessed property value at 5.74% APR, the monthly payments would be $672.28. Closing costs range from $0.00 to $2,000.00; closing costs vary by loan amount and current promotions.
*APR - Annual Percentage Rate - Rate as low as. The actual Rate is based on the applicant's credit history, property valuation used, and repayment term selected.
=Appraisal fee will apply if needed to accommodate valuation and loan amount.
+ The minimum Annual Percentage Rate (APR) Floor is 3.49%. The maximum APR is 18.00%. Based on the Prime Rate published in the Wall Street Journal, the APR calculation is subject to change semi-annually, on January 1 and July 1.
Rates are subject to change at any time.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
NMLS# 1653541 