On-line Banking

**APR as low as - Actual rate may be higher depending on credit history, repayment term, age, and vehicle mileage. Example of payment - pay $19.11 per month per $1,000 borrowed for 60 months at 5.49% APR based on a 2022 or newer vehicle.

Rates are subject to change at any time.

***To finance for 84 months, the vehicle must be within three years new with a minimum value and loan amount of $35,000. Maximum LTV is 100% of NADA Retail Value. 

*APR is the Annual Percentage Rate 

**APR as low as - Actual rate may be higher depending on factors such as credit history, repayment term, and age of collateral. Example of payment - pay $16.81 per month per $1,000 borrowed for 72 months at 6.49% APR based on a 2023 or newer Boat.

Rates are subject to change at any time.

^Minimum loan amount of $20,000  ^^Minimum loan amount of $30,000  ^^^Minimum loan amount of $40,000

^Home equity loans are available only on primary residences and second homes in MN & WI. The rates listed above are based on the county tax-assessed value of the home.

**Payment example: $35,000.00 loan with a 5-year term up to 90% of County tax assessed property value at 6.49% APR, monthly payments would be $684.81. Closing costs range from $0.00 to $2,000.00; closing costs vary by loan amount and current promotions.

*APR - Annual Percentage Rate - Rate as low as. The actual rate is based on the applicant's credit history, property valuation used, and repayment term selected.

=Appraisal fee may apply if needed to accommodate valuation and loan amount.

⁺Minimum Annual Percentage Rate (APR) Floor of 3.49%. The maximum APR is 18.00%. APR calculation is subject to change semi-annually, January 1 and July 1, based on the Prime Rate published in the Wall Street Journal. The current rate offered on the variable-rate HELOC is below the Floor rate.   

Rates are subject to change at any time.