Rates as of February 24, 2026
Share Certificate (CD) Rates | CD Specials
Regular Certificates
| Term | Dividend Rate | APY* | |
|---|---|---|---|
| 12 Month | 2.48% | 2.50% | |
| 24 Month | 2.72% | 2.75% | |
| 36 Month | 2.97% | 3.00% | |
| 48 Month | 2.97% | 3.00% | |
| 60 Month | 3.21% | 3.25% |
CD Specials
| Term | Dividend Rate | APY* | |
|---|---|---|---|
| 6 Month | 3.70% | 3.75% | |
| 9 Month | 3.60% | 3.65% | |
| 11 Month | 3.55% | 3.60% | |
| 13 Month | 3.55% | 3.60% | |
| 18 Month | 3.50% | 3.55% |
Interest compounds and is paid quarterly. Rates are subject to change without notice.
Certificates over $25,000 add .05% to the rate.
Early withdrawal penalties apply as follows: for CDs with an original maturity of 12 months or less, the penalty is the lesser of 90 days’ interest or the interest earned. CDs with an original maturity greater than 12 months, the early withdrawal penalty is the lesser of 180 days’ interest or the interest earned.
*APY—Annual Percentage Yield. This calculation assumes the dividends will remain in the account. If a dividend-earning account is closed before the end of the quarter, accrued earnings are forfeited.
Savings
Account
| Dividend Rate | APY* | |
|---|---|---|
| Savings Balance $100.00-9,999.99 | .10% | .10% |
| Savings Balance over $10,000.00 | .20% | .20% |
| Sub Savings | Christmas Savings | .10% | .10% |
| Kids Club | .40% | .40% |
| Premium Money Market Savings ($25,000 minimum balance requirement to obtain APR/APY) | 2.87% | 2.90% |
| Checking | .00% | .00% |
Rates are subject to change. The rates listed are prospective dividend rates for the current dividend period, and dividends are paid quarterly.
To earn a dividend on any account, except Kids Club accounts, you must maintain a minimum daily balance of $100 or more throughout the dividend period. Please note that all accrued earnings will be forfeited if a dividend-earning account is closed before the end of the quarter.
*APY – Annual Percentage Yield. Both the dividend rate and the annual percentage yield are subject to change at any time, as determined by the Credit Union’s Board of Directors.