Regular & IRA Certificate of Deposit Rates as of April 26, 2022 Interest compounded and paid quarterly. Certificates over $25,000 add .05% to rate. Rates subject to change at any time. Early withdrawal penalty: Certificates of Deposit with an original maturity of 12 months or less, the early withdrawal penalty is the lesser of 90 days interest or interest earned. Certificates of Deposit with an original maturity greater than 12 months, the early withdrawal penalty is the lesser of 180 days interest or interest earned. *APY = Annual Percentage Yield |
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Term | Rate | APY* | |
Certificate of Deposit | 12 Month | .40%* | .40%* |
Certificate of Deposit | 24 Month | .50%* | .50%* |
Certificate of Deposit | 36 Month | .75%* | .75%* |
Certificate of Deposit | 48 Month | .85%* | .85%* |
Certificate of Deposit | 60 Month | 1.00%* | 1.00%* |
Share Savings Rates subject to change. Rates are prospective dividend rates for the current dividend period. Dividends are paid quarterly. $100 minimum balance required to earn a dividend. *APY = Annual Percentage Yield |
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Account / Balance | Rate | APY* | |
Savings $100.00 - 9,999.99 | .10% | .10% | |
Savings $10,000.00 + | .20% | .20% | |
Checking | .00% | .00% | |
Christmas Club | .10% | .10% | |
Kids Club | .40% | .40% | |
Sub-Savings | .10% | .10% |