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Monday, December 26th, in observance of Christmas

&

Monday, January 2nd 2023, in observance of New Year's

 

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Regular & IRA Certificate of Deposit 

Rates as of  November 16, 2022

Interest is compounded and paid quarterly. Certificates over $25,000 add .05% to rate. Rates subject to change at any time. 

Early withdrawal penalty: Certificates of Deposit with an original maturity of 12 months or less, the early withdrawal penalty is the lesser of 90 days of interest or interest earned. For Certificates of Deposit with an original maturity greater than 12 months, the early withdrawal penalty is the lesser of 180 days of interest or interest earned. 

*APY = Annual Percentage Yield

  Term Rate APY*
Certificate of Deposit 12 Month   .55%*   .55%*
Certificate of Deposit 24 Month  .75%*   .75%*
Certificate of Deposit 36 Month   .95%*   .95%*
Certificate of Deposit 48 Month  1.75%*  1.76%*
Certificate of Deposit 60 Month  2.00%*  2.02%*

 

 

 

Share Savings  

Rates subject to change. Rates are prospective dividend rates for the current dividend period. Dividends are paid quarterly. 

$100 minimum balance required to earn a dividend. 

*APY = Annual Percentage Yield

Account / Balance   Rate APY*
Savings $100.00 - 9,999.99   .10% .10%
Savings $10,000.00 +   .20% .20%
Checking   .00% .00%
Christmas Club   .10% .10%
Kids Club    .40% .40%
Sub-Savings    .10% .10%