Certificate of Deposit Rates as of February 22, 2023 Interest is compounded and paid quarterly. Certificates over $25,000 add .05% to the rate. Rates are subject to change at any time. Early withdrawal penalty: Certificates of Deposit with an original maturity of 12 months or less; the early withdrawal penalty is the lesser of 90 days of interest or interest earned. For Certificates of Deposit with an original maturity greater than 12 months, the early withdrawal penalty is the lesser of 180 days of interest or interest earned. *APY - Annual Percentage Yield. Assumes the dividends will remain in the account. All accrued earnings are forfeited if a dividend-earning account is closed before the end of the quarter. |
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Term | Rate | APY* | |
Certificate of Deposit | 12 Month | 1.75%* | 1.76%* |
Certificate of Deposit | 24 Month | 2.05%* | 2.07%* |
Certificate of Deposit | 36 Month | 2.15%* | 2.17%* |
Certificate of Deposit | 48 Month | 2.35%* | 2.37%* |
Certificate of Deposit | 60 Month | 2.55%* | 2.57%* |
Share Savings Rates are subject to change. Rates are prospective dividend rates for the current dividend period. Dividends are paid quarterly. $100 minimum balance required to earn a dividend. *APY - Annual Percentage Yield. The dividend rate and annual percentage yield may change at any time as determined by the Credit Union's Board of Directors. All accrued earnings are forfeited if a dividend-earning account is closed before the end of the quarter. |
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Account / Balance | Rate | APY* | |
Savings $100.00 - 9,999.99 | .10% | .10% | |
Savings $10,000.00 + | .20% | .20% | |
Checking | .00% | .00% | |
Christmas Club | .10% | .10% | |
Kids Club | .40% | .40% | |
Sub-Savings | .10% | .10% |